The Complete Guide About Prescription Drug Plans

Part D Plans

So many people having different health care needs, it’s important to make sure your prescription drug plan offers the coverage you are looking for. Understanding the Basics Medicare beneficiaries who need insurance for prescription drugs can receive that coverage through Medicare Part D. These prescription drug plans (PDPs) are stand-alone policies that help to cover […]

Limiting Charges and Excess Charges in Medicare


Limiting charges and excess charges are connected concepts with Medicare, but the link can be confusing. What are they and how do they affect your costs in Medicare? One of the benefits of being enrolled in Medicare is that most costs are set by the Centers for Medicare & Medicaid Services (CMS) for anyone that […]

What are the Medicare Part D Defined Standard Benefits and Alternatives?

Pills in a drug case

There are a number of factors that designate what Medicare Part D plans can offer beneficiaries. While defined standard benefits set the bar, the other factors of Part D coverage can influence what you pay out of pocket. Purchasing Medicare Part D is something that’s important to consider for anyone who is enrolled in Original Medicare. These […]

All About Medicare Waiting Periods

Medicare offers comprehensive coverage for many of the important health care services you may need, but there are waiting periods before your coverage kicks in. How long are they, and can you avoid them? All About Medicare Waiting Periods. For most of us, the only waiting we have to do when it comes to getting […]