Medicare Advantage vs Medicare Supplement — Which is Right for You? One of the most important Medicare decisions you will make is choosing between Medicare Advantage and Medicare Supplement insurance. Both options provide coverage beyond Original Medicare but they work very differently and serve different needs. Understanding the key differences between these two approaches is…
Read article
Medicare Advantage Plans in New York: What You Need to Know Choosing a Medicare Advantage plan in New York is not the same as choosing one anywhere else in the country. New York has one of the most complex Medicare markets in the United States – with dozens of plans available across the five boroughs,…
Read article
Medicare Annual Notice of Change — What to Do When You Receive Yours Every fall, Medicare beneficiaries enrolled in a Medicare Advantage or Part D prescription drug plan receive an important document called the Annual Notice of Change, commonly known as the ANOC. This document arrives in late September and contains critical information about how…
Read article
Medicare Advantage Plans vs Original Medicare: Which Is Right for You? When you first become eligible for Medicare, one of the most important decisions you’ll make is whether to go with Original Medicare or a Medicare Advantage plan. It’s a choice that affects your doctors, your costs, your coverage, and your flexibility – and…
Read article
Are Medicare Advantage Plans Going Away? If you’ve been following the news about Medicare, you may have come across headlines suggesting that Medicare Advantage plans are being cut, reduced, or even eliminated. It’s understandable to be concerned. This is especially true if you’re currently enrolled in a Medicare Advantage plan or considering one. The short…
Read article
Medicare Advantage Extra Benefits 2027 — What Plans Include Beyond Original Medicare One of the most compelling reasons seniors choose Medicare Advantage over Original Medicare is the extra benefits these plans offer. Original Medicare covers hospital and medical services, but leaves significant gaps in dental, vision, hearing, and other everyday health needs. Medicare Advantage plans…
Read article
Disadvantages of Medicare Advantage Plans Medicare Advantage plans get a lot of attention for what they offer: $0 premiums, extra benefits, and all-in-one coverage. What gets less attention are the disadvantages. And some of them are significant enough that they can genuinely affect your health, your wallet, and your options down the road. As an…
Read article
Are Medicare Advantage Plans Good? An Independent Broker’s Honest Take It’s one of the most common questions I hear: Are Medicare Advantage plans actually good, or are they too good to be true? The honest answer is that it depends entirely on who you are, what your health needs look like, and what you value…
Read article
Medicare Advantage Plans: Pros and Cons If you’re trying to decide whether Medicare Advantage is right for you, you’ve probably noticed that opinions vary wildly depending on who you ask. Carriers promote the benefits. Critics highlight the drawbacks. And most of what you read online has an agenda behind it. As an independent Medicare broker,…
Read article
If you’re enrolled in a Medicare Advantage plan and something isn’t working, your doctor is no longer in network, your prescriptions cost more than expected, or your copays are higher than you anticipated, you are not alone. Every year, I speak with New York seniors across Queens, Long Island, Nassau County, Suffolk County, the Bronx,…
Read article
