You can get your Medicare benefits through Original Medicare, or a Medicare Advantage Plan (like an HMO or PPO).
Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease.
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Most people know about the Medicare Initial Enrollment Period when they turn 65, but what happens if you miss that window, or if your life circumstances change after you are already enrolled? That is where the Medicare Special Enrollment Period comes in. As an independent Medicare insurance broker serving clients across New York, New Jersey,…
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Does Medicare Cover the Shingles Vaccine in 2026? If you are a Medicare beneficiary, you may be wondering whether Medicare covers the shingles vaccine. A common question we receive is: Does Medicare pay for the shingles vaccine, and what are the specifics of coverage? This is one of the most common questions we receive at…
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IRMAA Brackets 2027 — What Medicare Beneficiaries Need to Know If your income is above a certain threshold, you may be required to pay more for your Medicare Part B and Part D coverage through what is known as the Income-Related Monthly Adjustment Amount or IRMAA. Furthermore, because IRMAA brackets are adjusted annually, it is…
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