You can get your Medicare benefits through Original Medicare, or a Medicare Advantage Plan (like an HMO or PPO).
Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease.
Pennsylvania
Medicare Part B Excess Charges — What You Need to Know in 2026 If you have Original Medicare, you may have heard the term “excess charges,” but most people don’t fully understand what they are until they receive an unexpected bill. At Craig Smith Insurance Group, we help seniors across Queens, Long Island, the Bronx,…
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Are you turning 65 soon and confused about Medicare? In this Medicare Quick Reference Guide, independent Medicare broker Craig Smith breaks down everything you need to know about Medicare in 2026 in a simple, easy-to-understand conversation. In this guide you will learn: The difference between Medicare Part A, Part B, Part C and Part D…
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Navigate the upcoming changes in Medicare Part B premiums for 2025. Knowing these details is essential for smart financial planning and optimal healthcare coverage. Understanding Medicare Part B Medicare Part B is a critical component of the United States healthcare system for seniors and certain younger individuals with disabilities. It primarily covers outpatient medical services,…
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