Independent Medicare Insurance Broker Serving New York, New Jersey & Clients Nationwide

Helping seniors in New York, New Jersey & across the country compare Medicare Advantage, Medigap & Part D plans — Free Consultation

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Why Choose Craig Smith

Craig Smith — Independent Medicare Insurance Broker New York
Medicare Advantage

Medicare Advantage Plans

You can get your Medicare benefits through Original Medicare, or a Medicare Advantage Plan (like an HMO or PPO).

Medicare Supplement Plans

Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease.

Keep in mind that plan options and costs vary depending on where you live. See our Medicare Coverage by Location guide to learn how your ZIP code affects your options. Curious about the difference between an independent broker and going directly to an insurance company? Read our comparison guide.Not sure if Medicare Advantage is the right fit? See our breakdown of Medicare Advantage pros and cons.

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Here are all four fields for the AEP image: Alt Text: Medicare Annual Enrollment Period October 15 through December 7 — Craig Smith Insurance Group
Medicare Annual Enrollment Period 2027

Medicare Annual Enrollment Period 2027 — Everything You Need to Know The Medicare Annual Enrollment Period — also known as AEP or Medicare Open Enrollment — is the most important time of year for Medicare beneficiaries. Running from October 15 through December 7 every year, AEP is your opportunity to review your current Medicare coverage…

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Senior man researching Medicare and working past 65 — Craig Smith Insurance Group
Medicare and Working Past 65

Medicare and Working Past 65 — What You Need to Know in 2026 One of the most common and consequential Medicare decisions seniors face is what to do when they are still working at age 65. Should you enroll in Medicare right away? Can you delay enrollment without penalty? What happens to your employer coverage?…

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