Independent Medicare Insurance Broker Serving New York, New Jersey & Clients Nationwide

Helping seniors in New York, New Jersey & across the country compare Medicare Advantage, Medigap & Part D plans — Free Consultation

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12+ Years Helping Seniors Navigate Medicare with Unbiased, Pressure-Free Guidance"

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Why Choose Craig Smith

Craig Smith — Independent Medicare Insurance Broker New York
Medicare Advantage

Medicare Advantage Plans

You can get your Medicare benefits through Original Medicare, or a Medicare Advantage Plan (like an HMO or PPO).

Medicare Supplement Plans

Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease.

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Chart showing 2025 Medicare Part B premiums and IRMAA income brackets
Medicare Part B Premium for 2025: What You Need to Know

Navigate the upcoming changes in Medicare Part B premiums for 2025. Knowing these details is essential for smart financial planning and optimal healthcare coverage. Understanding Medicare Part B Medicare Part B is a critical component of the United States healthcare system for seniors and certain younger individuals with disabilities. It primarily covers outpatient medical services,…

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IRMAA and retirement
Is Retirement a Game Changer for IRMAA? Key Insights Revealed

IRMAA and retirement. One of the most overlooked costs in retirement planning is the IRMAA surcharge — a Medicare premium add-on that catches many new retirees completely off guard. As a Medicare insurance broker serving clients across New York and New Jersey, I see this happen regularly: someone retires feeling financially prepared, then receives their…

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PICTURE OF ELIQUIS
Unlocking the Benefits of the Eliquis 360 Support Program

Unlocking the Benefits of the Eliquis 360 Support Program. As a Medicare insurance broker, I work with clients every day who are managing chronic conditions, and one of the most common medications I see is Eliquis (apixaban). Whether it’s prescribed for atrial fibrillation, deep vein thrombosis, or post-surgical clot prevention, staying on top of this…

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