Independent Medicare Insurance Broker Serving New York, New Jersey & Clients Nationwide

Helping seniors in New York, New Jersey & across the country compare Medicare Advantage, Medigap & Part D plans — Free Consultation

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Why Choose Craig Smith

Craig Smith — Independent Medicare Insurance Broker New York
Medicare Advantage

Medicare Advantage Plans

You can get your Medicare benefits through Original Medicare, or a Medicare Advantage Plan (like an HMO or PPO).

Medicare Supplement Plans

Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease.

Keep in mind that plan options and costs vary depending on where you live. See our Medicare Coverage by Location guide to learn how your ZIP code affects your options. Curious about the difference between an independent broker and going directly to an insurance company? Read our comparison guide.

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Calendar with a circled date representing a Medicare Special Enrollment Period deadline
Medicare Special Enrollment Periods: A Complete Guide to Qualifying Life Events

Medicare Special Enrollment Periods: A Complete Guide to Qualifying Life Events Most people know that Medicare has specific windows for enrolling in coverage. But what happens when life doesn’t follow a schedule? That’s exactly what Special Enrollment Periods are designed for. If you’ve experienced a qualifying life event, you may be able to enroll in…

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US map showing Medicare coverage icons varying by state and location
Medicare Coverage by Location: Why Where You Live Affects Your Plan Options

Medicare Coverage by Location: Why Where You Live Affects Your Plan Options If you’ve ever compared notes with a friend or family member about their Medicare plan, you may have noticed something surprising: their coverage looks nothing like yours. There are different premiums, different benefits, and different plan names. That’s not a mistake. Where you…

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