Welcome To

Craig Smith Insurance

Questions about your Medicare Health Insurance

Medicare Advantage Plans

You can get your Medicare benefits through Original Medicare, or a Medicare Advantage Plan (like an HMO or PPO).

Medicare Supplement Plans

Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease.

 

Craig Smith's Blog

blue and silver stetoscope
Health Insurance Is The Third-Highest Living Expense For Americans

Health Insurance Is The Third-Highest Living Expense For Americans Picture of stethoscope Health insurance premiums take up 10.69 percent of the average American’s annual salary, the highest living expense after rent and childcare. Health insurance premiums absorb a high share of the average American’s annual income and must compete with other essential expenses to be…

Read article
IRMAA
Income Related Monthly Adjustment Amounts (IRMAA

Income Related Monthly Adjustment Amounts (IRMAA) apply to you. Couple reviewing their IRMAA notice Income Related Monthly Adjustment Amounts (IRMAA). You need to know what are the ramifications of selling your house specifically a vacation property something that’s not your primary residence, because you may not know that this could cause your Medicare Part B…

Read article