You can get your Medicare benefits through Original Medicare, or a Medicare Advantage Plan (like an HMO or PPO).
Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease.
Common Misconceptions About Indexed Universal Life Policies Common Misconceptions About Indexed Universal Life Policies. In my years as a financial advisor specializing in life insurance and retirement strategies, few financial products have generated as much controversy, confusion, and polarized opinions as Indexed Universal Life (IUL) insurance. Some advisors promote IULs as miracle solutions with no…
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How Fixed Annuities Compare to Other Retirement Income Options How Fixed Annuities Compare to Other Retirement Income Options. In today’s complex retirement landscape, one question dominates my client conversations: “How will I create reliable income that lasts as long as I do?” With pension plans increasingly rare, longevity increasing, and market volatility a constant concern,…
Read articleUsing Indexed Universal Life for Tax-Free Retirement Income. In an era of historically high national debt and uncertain tax future, one question consistently emerges in my client conversations: “How can I create retirement income that’s protected from rising tax rates?” While traditional qualified plans like 401(k)s and IRAs offer valuable tax-deferred growth, they ultimately create tax…
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