The Consolidated Omnibus Budget Reconciliation Act (COBRA). Allows employees and their beneficiaries the option to keepgroup health coverage at group rates temporarily, after certain qualifying events that would otherwise terminate their eligibilityfor the coverage, likely at the consumer’s own cost. COBRA is a law, not a Health Plan COBRA requires group health plans to provide…
DetailsMedicare Key Terms you should know. Medicare helps pay, but you will still have costs. Medicare does not pay for all your medical expenses. You’ll help pay the cost of care through different types of payments.
DetailsMedicaid Medicaid is a government insurance program that provides health coverage to low-income families and individuals. While the federal government sets certain guidelines, states have the flexibility to administer the program. Medicaid programs can vary widely by state. How do I qualify? Qualifying for Medicaid largely depends on your state of residence. There are mandatory eligibility groups that Medicaid must…
DetailsToday, under President Trump’s leadership, the Centers for Medicare & Medicaid Services (CMS) announced that over 1,750 standalone Medicare Part D prescription drug plans and Medicare Advantage plans with prescription drug coverage have applied to offer lower insulin costs through the Part D Senior Savings Model for 2021. It is very troublesome when I have…
DetailsHelp with insulin is closer than you think. If you are struggling to pay for insulin and diabetes medication, ADA can help. Here is a consolidated all the resources you need so that you can find help, fast. There are four insulin manufacturers who offer immediate assistance and long-term resources. This is the fastest way…
DetailsApplying for Medicare Only. If you are within three months of age 65 or older and not ready to start your monthly Social Security benefits yet. You can use the online retirement application to sign up just for Medicare and wait to apply for your retirement or spouses benefits later.
DetailsYou have several options when the time comes for you to enroll in Medicare. For some people, Medicare enrollment is automatic, while for others, it may depend on when and how they become eligible. How to enroll in Medicare You can enroll in Medicare Part A and/or Medicare Part B in the following ways:You can…
DetailsWhen to apply for Medicare, Knowing when to apply for Medicare can be a confusing topic for many beneficiaries. Here are some frequently asked questions and answers about when and if to apply for the different types of Medicare. Who needs to apply for Medicare? You may not need to sign up for Original Medicare,…
DetailsExtra Help With Medicare Prescription Drug Plan Costs The Medicare Prescription Drug program gives you a choice of prescription plans that offer various types of coverage. You may be able to get extra help to pay for the monthly premiums, annual deductibles, and co-payments related to the Medicare Prescription Drug program. However, you must be…
DetailsUPDATES FROM CMS- Coroavirus update You’ve likely heard about the Coronavirus (officially called “2019-Novel Coronavirus” or “COVID-19”) in the news. While there isn’t a vaccine yet and the immediate health risk remains low, Medicare is still here to help. Your Medicare Part B (Medical Insurance) covers a test to see if you have Coronavirus. This…
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