The Complete Guide About Prescription Drug Plans
So many people having different health care needs, it’s important to make sure your prescription drug plan offers the coverage you are looking for. Understanding the Basics Medicare beneficiaries who need insurance for prescription drugs can receive that coverage through Medicare Part D. These prescription drug plans (PDPs) are stand-alone policies that help to cover…
Read articleLimiting Charges and Excess Charges in Medicare
Limiting charges and excess charges are connected concepts with Medicare, but the link can be confusing. What are they and how do they affect your costs in Medicare? One of the benefits of being enrolled in Medicare is that most costs are set by the Centers for Medicare & Medicaid Services (CMS) for anyone that…
Read articleWhat are the Medicare Part D Defined Standard Benefits and Alternatives?
There are a number of factors that designate what Medicare Part D plans can offer beneficiaries. While defined standard benefits set the bar, the other factors of Part D coverage can influence what you pay out of pocket. Purchasing Medicare Part D is something that’s important to consider for anyone who is enrolled in Original Medicare. These…
Read articleAll About Medicare Waiting Periods
Medicare offers comprehensive coverage for many of the important health care services you may need, but there are waiting periods before your coverage kicks in. How long are they, and can you avoid them? All About Medicare Waiting Periods. For most of us, the only waiting we have to do when it comes to getting…
Read articleThe Basics of Medicaid Coverage
If you’re eligible for Medicaid, you may be wondering what it can do to help you. There’s a lot of information out there, leaving you wondering, what does Medicaid cover? Medicaid is a program that partners the federal government with the states to help eligible United States citizens and residents receive health care coverage. It…
Read articleWhat Does Medically Necessary Mean?
Whether Medicare considers something medically necessary or not can define your coverage and what you’ll be paying out-of-pocket. Here’s what you need to know! When you visit the doctor or receive medical services, it’s often covered by your Medicare plan, at least partially. This is because much of the medical care you receive is considered…
Read articleWhat to Do If Your Medicare Card is Lost or Stolen
Knowing what to do if your Medicare card is lost or stolen is important. Luckily, getting a replacement Medicare card is easy. Here’s how to get a new Medicare card!
Read articleHow and When Can I Change Medicare Plans?
If you don’t love your Medicare plan or need to change it for whatever reason, when are you allowed to make that change and how do you switch plans? How and When Can I Change Medicare Plans? People love their Medicare plan. It offers them the coverage they need for a price they can afford.…
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