Medicare Initial Enrollment Period Calculator
Discover your 7-month enrollment window and never miss your Medicare deadline
Your Medicare Initial Enrollment Period
Your 7-Month Enrollment Timeline
📅 IEP Start Date
🎂 Medicare Eligibility
⏰ IEP End Date
📋 Coverage Start
💡 Important Tips
Your Initial Enrollment Period (IEP) is a 7-month window that begins 3 months before you turn 65 and ends 3 months after. If your birthday is on the 1st of the month, your entire IEP shifts one month earlier.
⚠️ Late Enrollment Penalties
If you don't enroll during your IEP and don't have creditable coverage, you may face permanent late enrollment penalties. Part B penalties are 10% for each 12-month period you were eligible but didn't enroll.
🎂 Special Rule for 1st of the Month Birthdays
Since your birthday is on the 1st of the month, Medicare considers you eligible the month before your birthday month. This moves your entire 7-month Initial Enrollment Period one month earlier than typical.