Terms of Service

Craig Smith Insurance Group

Effective Date: March 13, 2026

 

Welcome to Craig Smith Insurance Group. By accessing our website or submitting your information through our forms, you agree to the following Terms of Service. Please read them carefully.

 

1. About Our Services

Craig Smith Insurance Group is a licensed Medicare and health insurance brokerage serving clients in New York and nationwide. We provide guidance on Medicare Advantage, Medicare Supplement, Part D prescription drug plans, and ancillary health insurance products at no cost to our clients.

 

2. SMS Messaging Program

Craig Smith Insurance Group operates an SMS text messaging program to communicate with clients and prospective clients who have opted in to receive messages. By opting in, you consent to receive SMS messages including:

  • Medicare plan information and educational content
  • Appointment reminders and confirmations
  • Follow-up communications regarding your insurance inquiry
  • Enrollment period notifications and updates

 

3. How to Opt Out

You may opt out of SMS communications at any time by replying STOP to any text message you receive from us. After opting out, you will no longer receive SMS messages from Craig Smith Insurance Group. To opt back in, you may resubmit your information through our website or contact us directly.

 

4. How to Get Help

For assistance with our SMS program or any of our services, reply HELP to any text message or contact us directly:

  • Phone: (917) 740-1895
  • Email: saleswithcs@gmail.com

 

5. Message & Data Rates

Message and data rates may apply to SMS messages sent and received. Message frequency varies based on your interactions with Craig Smith Insurance Group. Please contact your wireless carrier for details about your messaging plan.

 

6. Carrier Liability Disclaimer

Wireless carriers are not liable for delayed or undelivered messages. Craig Smith Insurance Group is not responsible for any delays in message delivery caused by your wireless carrier or network conditions.

 

7. Age Restriction

You must be 18 years of age or older to opt in to SMS communications or use our services. By submitting your information, you confirm that you are at least 18 years old.

 

8. Privacy Policy

Your use of our website and services is also governed by our Privacy Policy, which is incorporated into these Terms of Service by reference. Please review our Privacy Policy to understand our data collection and use practices. Our Privacy Policy is available on our website.

 

9. Website Use

The information provided on our website is for general informational purposes only and does not constitute professional insurance, legal, or financial advice. Plan availability, benefits, and costs vary by location and are subject to change. Please contact us directly for personalized plan recommendations.

 

10. Changes to These Terms

Craig Smith Insurance Group reserves the right to update these Terms of Service at any time. Changes will be posted on this page with an updated effective date. Continued use of our website or SMS program following any changes constitutes your acceptance of the revised terms.

 

11. Contact Us

If you have any questions about these Terms of Service, please contact us:

  • Craig Smith Insurance Group
  • Phone: (917) 740-1895
  • Email: saleswithcs@gmail.com

 

© 2026 Craig Smith Insurance Group. All rights reserved.